:root{
  --navy:#0b1d3a;--navy2:#12294d;--navy3:#1b3a6b;
  --red:#d62839;--red2:#b81f2e;
  --blue:#1b6fd1;--blue2:#e8f1fc;
  --ink:#16212e;--muted:#566474;--line:#dbe3ee;--bg:#f4f7fb;--white:#fff;--ok:#1f8a5b;--warn:#b86e00;
  --r:14px;--shadow:0 10px 30px rgba(11,29,58,.10);--shadow2:0 2px 10px rgba(11,29,58,.08);
  --head:'Archivo',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  --body:'Inter',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--body);color:var(--ink);background:var(--white);font-size:17px;line-height:1.68;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:9999}
.skip:focus{left:10px;top:10px}
h1,h2,h3,h4{font-family:var(--head);color:var(--navy);line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(32px,5vw,52px);font-weight:800}
h2{font-size:clamp(26px,3.4vw,36px);font-weight:800;margin-bottom:14px}
h3{font-size:21px;font-weight:700;margin-bottom:8px}
h4{font-size:17px;font-weight:700;margin-bottom:6px}
p{margin-bottom:14px}
.eyebrow{display:inline-block;font-family:var(--head);font-weight:700;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--red);margin-bottom:10px}
.lead{font-size:19px;color:var(--muted);max-width:760px}
/* top bar */
.topbar{background:var(--navy);color:#cfe0f7;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:14px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700}
.topbar .dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:#3ddc97;margin-right:8px;box-shadow:0 0 0 4px rgba(61,220,151,.2)}
/* header */
header.site{position:sticky;top:0;z-index:500;background:#fff;border-bottom:1px solid var(--line)}
.hbar{display:flex;align-items:center;justify-content:space-between;gap:18px;height:72px}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--head);font-weight:800;font-size:21px;color:var(--navy);letter-spacing:-.02em}
.logo:hover{text-decoration:none}
.logo{white-space:nowrap}.logo svg{width:34px;height:34px;flex:none}
.logo b{color:var(--red)}
nav.main{display:flex;align-items:center;gap:4px}
nav.main>.ni{position:relative}
nav.main .nl{display:flex;align-items:center;gap:6px;font-weight:600;font-size:15px;color:var(--navy);padding:10px 12px;border-radius:8px;background:none;border:0;cursor:pointer;font-family:var(--body)}
nav.main .nl:hover,nav.main .ni:focus-within>.nl,nav.main .ni:hover>.nl{background:var(--bg);text-decoration:none}
nav.main .nl svg{width:11px;height:11px}
.mega{position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:20px;min-width:300px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.18s}
.ni:hover .mega,.ni:focus-within .mega{opacity:1;visibility:visible;transform:none}
.mega.wide{min-width:760px;left:50%;margin-left:-380px;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.mega h5{font-family:var(--head);font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);margin-bottom:8px}
.mega a{display:block;padding:6px 8px;border-radius:7px;color:var(--ink);font-size:15px;font-weight:500}
.mega a:hover{background:var(--bg);color:var(--blue);text-decoration:none}
.mega .sub{display:block;font-size:13px;color:var(--muted);font-weight:400}
.hcta{display:flex;align-items:center;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--head);font-weight:700;font-size:16px;padding:14px 24px;border-radius:10px;border:2px solid transparent;cursor:pointer;transition:.18s;text-decoration:none!important;line-height:1}
.btn svg{width:19px;height:19px}
.btn.red{background:var(--red);color:#fff;box-shadow:0 8px 20px rgba(214,40,57,.28)}
.btn.red:hover{background:var(--red2);transform:translateY(-1px)}
.btn.line{background:#fff;color:var(--navy);border-color:var(--line)}
.btn.line:hover{border-color:var(--navy)}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn.ghost:hover{background:rgba(255,255,255,.1)}
.btn.sm{padding:11px 16px;font-size:15px}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}
.burger svg{width:28px;height:28px;stroke:var(--navy)}
/* mobile nav */
.mnav{display:none;position:fixed;inset:0;top:0;background:#fff;z-index:900;overflow:auto;padding:18px 22px 110px}
.mnav.open{display:block}
.mnav .mtop{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}
.mnav details{border-bottom:1px solid var(--line)}
.mnav summary{padding:16px 2px;font-family:var(--head);font-weight:700;font-size:19px;color:var(--navy);cursor:pointer;list-style:none}
.mnav summary::-webkit-details-marker{display:none}
.mnav details a,.mnav>a{display:block;padding:9px 4px;color:var(--ink);font-weight:500}
.mnav>a.top{padding:16px 2px;font-family:var(--head);font-weight:700;font-size:19px;color:var(--navy);border-bottom:1px solid var(--line)}
@media(max-width:980px){nav.main{display:none}.burger{display:block}.hcta .btn.red span.t{display:none}.hcta .btn.red{padding:12px 14px}}
/* breadcrumbs */
.crumbs{font-size:14px;color:var(--muted);padding:14px 0}
.crumbs a{color:var(--muted)}
.crumbs span.sep{margin:0 8px;color:#a9b6c6}
/* hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 55%,var(--navy3) 100%);color:#fff;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;right:-120px;top:-120px;width:520px;height:520px;border-radius:50%;background:radial-gradient(closest-side,rgba(27,111,209,.45),transparent)}
.hero h1{color:#fff;margin-bottom:16px}
.hero .lead{color:#c9d9ef}
.hero .eyebrow{color:#ff8a96}
.hgrid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center;padding-top:54px;padding-bottom:62px;position:relative}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 22px}
.pills{display:flex;flex-wrap:wrap;gap:10px}
.pill{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.16);padding:8px 14px;border-radius:999px;font-size:14px;color:#e6f0ff;font-weight:500}
.pill svg{width:16px;height:16px;stroke:#7fe0b2}
.hero.small .hgrid{padding-top:36px;padding-bottom:44px;grid-template-columns:1.2fr .8fr}
@media(max-width:900px){.hgrid,.hero.small .hgrid{grid-template-columns:1fr;gap:28px;padding-top:30px;padding-bottom:36px}}
/* form card */
.fcard{background:#fff;color:var(--ink);border-radius:18px;padding:26px;box-shadow:0 24px 60px rgba(0,0,0,.3);position:relative}
.fcard h2,.fcard h3{font-size:24px;color:var(--navy);margin-bottom:4px}
.fcard .sub{font-size:14.5px;color:var(--muted);margin-bottom:16px}
.f{margin-bottom:12px}
.f label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:5px}
.f input,.f select,.f textarea{width:100%;font:inherit;font-size:16px;padding:12px 13px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(27,111,209,.15)}
.f.two{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.fcard .btn{width:100%;margin-top:4px}
.fine{font-size:12.5px;color:var(--muted);margin-top:10px;line-height:1.5}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
/* trust strip */
.strip{background:#fff;border-bottom:1px solid var(--line)}
.strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.strip .it{display:flex;align-items:center;gap:12px;padding:18px 14px;border-right:1px solid var(--line)}
.strip .it:last-child{border-right:0}
.strip svg{width:30px;height:30px;flex:none;stroke:var(--blue)}
.strip b{display:block;font-family:var(--head);color:var(--navy);font-size:15.5px;line-height:1.2}
.strip span{font-size:13.5px;color:var(--muted)}
@media(max-width:860px){.strip .wrap{grid-template-columns:1fr 1fr}.strip .it:nth-child(2){border-right:0}.strip .it{border-bottom:1px solid var(--line)}}
@media(max-width:480px){.strip .wrap{grid-template-columns:1fr}.strip .it{border-right:0}}
/* sections */
section.s{padding:68px 0}
section.s.alt{background:var(--bg)}
section.s.dark{background:var(--navy);color:#dbe8fb}
section.s.dark h2,section.s.dark h3{color:#fff}
.sh{max-width:780px;margin-bottom:34px}
.sh.c{margin-left:auto;margin-right:auto;text-align:center}
.sh p{color:var(--muted);font-size:18px}
.dark .sh p{color:#b9cbe4}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--shadow2);transition:.2s;display:flex;flex-direction:column}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.card .ic{width:54px;height:54px;border-radius:14px;background:var(--blue2);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.card .ic svg{width:30px;height:30px;stroke:var(--blue)}
.card.fire .ic{background:#fdecee}.card.fire .ic svg{stroke:var(--red)}
.card.mold .ic{background:#e7f6ee}.card.mold .ic svg{stroke:var(--ok)}
.card.bio .ic{background:#fff3e0}.card.bio .ic svg{stroke:var(--warn)}
.card p{color:var(--muted);font-size:16px;flex:1}
.card .more{font-family:var(--head);font-weight:700;color:var(--blue);margin-top:6px}
.card h3 a{color:var(--navy)}
/* steps */
.steps{display:grid;grid-template-columns:repeat(6,1fr);gap:14px;counter-reset:st}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 16px;position:relative}
.step:before{counter-increment:st;content:counter(st);display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--head);font-weight:800;margin-bottom:12px}
.step h4{font-size:16px}
.step p{font-size:14.5px;color:var(--muted);margin:0}
@media(max-width:1060px){.steps{grid-template-columns:repeat(3,1fr)}}
@media(max-width:620px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:420px){.steps{grid-template-columns:1fr}}
/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr;gap:28px}}
.checks{list-style:none}
.checks li{position:relative;padding:8px 0 8px 34px;border-bottom:1px solid var(--line)}
.checks li:last-child{border-bottom:0}
.checks li:before{content:"";position:absolute;left:0;top:12px;width:22px;height:22px;border-radius:50%;background:var(--ok) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/14px no-repeat}
.warnlist li:before{background-color:var(--red);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round'%3E%3Cpath d='M12 6v8M12 18v.5'/%3E%3C/svg%3E")}
/* quick answer */
.qa{background:var(--blue2);border-left:5px solid var(--blue);border-radius:10px;padding:20px 22px;margin:0 0 26px}
.qa h2{font-size:18px;margin:0 0 6px;letter-spacing:0}
.qa p{margin:0;color:#233247}
/* prose */
.prose{max-width:800px}
.prose h2{margin-top:38px}
.prose h3{margin-top:26px}
.prose ul,.prose ol{margin:0 0 16px 22px}
.prose li{margin-bottom:7px}
.prose table,.tbl{width:100%;border-collapse:collapse;margin:18px 0;font-size:15.5px;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.prose th,.prose td,.tbl th,.tbl td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.prose th,.tbl th{background:var(--bg);font-family:var(--head);color:var(--navy);font-size:14px}
.tblwrap{overflow-x:auto}
.note{background:#fff8e6;border:1px solid #f1d9a0;border-radius:10px;padding:16px 18px;margin:20px 0;font-size:15.5px}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:44px;align-items:start}
@media(max-width:980px){.layout{grid-template-columns:1fr}}
aside.side{position:sticky;top:96px;display:grid;gap:18px}
@media(max-width:980px){aside.side{position:static}}
.box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;box-shadow:var(--shadow2)}
.box h3{font-size:18px}
.box ul{list-style:none}
.box li{padding:6px 0;border-bottom:1px solid var(--line);font-size:15.5px}
.box li:last-child{border-bottom:0}
.callbox{background:var(--navy);color:#fff;border:0}
.callbox h3{color:#fff}
.callbox p{color:#b9cbe4;font-size:15px}
/* chips */
.chips{display:flex;flex-wrap:wrap;gap:9px;margin:10px 0 4px}
.chip{display:inline-block;background:#fff;border:1px solid var(--line);color:var(--navy);padding:7px 13px;border-radius:999px;font-size:14.5px;font-weight:500}
a.chip:hover{border-color:var(--blue);color:var(--blue);text-decoration:none}
.chip.red{background:#fdecee;border-color:#f7c4ca;color:var(--red2)}
.chip.zip{font-variant-numeric:tabular-nums;font-weight:600}
/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:18px 54px 18px 20px;font-family:var(--head);font-weight:700;font-size:18px;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:26px;color:var(--blue);font-weight:500}
.faq details[open] summary:after{content:"\2212"}
.faq details>div{padding:0 20px 18px;color:#2d3b4d}
.faq details>div p:last-child{margin-bottom:0}
/* region grid */
.rgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media(max-width:980px){.rgrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.rgrid{grid-template-columns:1fr}}
.rcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;display:block;color:var(--ink);transition:.2s}
.rcard:hover{border-color:var(--blue);text-decoration:none;box-shadow:var(--shadow)}
.rcard h3{font-size:19px;margin-bottom:6px}
.rcard p{font-size:14.5px;color:var(--muted);margin:0 0 8px}
.rcard .cnt{font-size:13px;font-weight:700;color:var(--red);font-family:var(--head)}
/* city list */
.clist{columns:4;column-gap:24px;list-style:none}
@media(max-width:980px){.clist{columns:3}}
@media(max-width:640px){.clist{columns:2}}
.clist li{break-inside:avoid;padding:5px 0}
.clist a{font-weight:500}
/* zip directory */
.zipbar{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:16px}
.zipbar input,.zipbar select{font:inherit;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;min-width:220px}
.zipbar input{flex:1}
/* cta band */
.band{background:linear-gradient(120deg,var(--navy),var(--navy3));color:#fff;padding:54px 0;text-align:center}
.band h2{color:#fff;margin-bottom:10px}
.band p{color:#c9d9ef;max-width:640px;margin:0 auto 22px}
.band .ctas{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
/* footer */
footer.site{background:#071427;color:#a9bbd4;padding:56px 0 110px;font-size:15px}
footer.site h4{color:#fff;font-size:15px;margin-bottom:12px;text-transform:uppercase;letter-spacing:.1em;font-size:13px}
footer.site a{color:#c4d4ea}
footer.site ul{list-style:none}
footer.site li{margin-bottom:8px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1fr;gap:30px;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.12)}
@media(max-width:980px){.fgrid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.fgrid{grid-template-columns:1fr}}
.disc{margin-top:26px;font-size:13.5px;line-height:1.65;color:#93a8c5;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:10px;padding:16px 18px}
.copy{margin-top:18px;font-size:13.5px;color:#7f93b0}
/* sticky call bar */
.callbar{display:none}
@media(max-width:800px){
  .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:700;background:var(--red);box-shadow:0 -6px 20px rgba(0,0,0,.2)}
  .callbar a{flex:1;color:#fff;text-align:center;font-family:var(--head);font-weight:800;font-size:18px;padding:16px 10px;display:flex;justify-content:center;align-items:center;gap:10px;text-decoration:none}
  .callbar a+a{background:var(--red2);flex:.8;border-left:1px solid rgba(255,255,255,.25)}
  .callbar svg{width:20px;height:20px}
}
/* misc */
.tag{display:inline-block;padding:4px 10px;border-radius:6px;background:var(--blue2);color:var(--blue);font-weight:700;font-size:12.5px;font-family:var(--head);letter-spacing:.04em;text-transform:uppercase}
.meta{color:var(--muted);font-size:14.5px;margin-bottom:22px}
.related a{display:block;padding:10px 0;border-bottom:1px solid var(--line);font-weight:600;color:var(--navy)}
.related a:hover{color:var(--blue);text-decoration:none}
.hero svg.art{width:100%;max-width:520px;margin:0 auto}
.err{color:var(--red);font-size:13px;margin-top:4px;display:none}
.f.bad input,.f.bad select{border-color:var(--red)}
.f.bad .err{display:block}
@media print{header.site,.topbar,.callbar,footer.site,.band{display:none}}

@media(max-width:480px){.logo{font-size:17px}.logo svg{width:30px;height:30px}.callbar a{font-size:16px;padding:15px 8px}.topbar .wrap{justify-content:center;text-align:center}.topbar .wrap span:last-child{display:none}.btn{padding:14px 18px}}

.pic{display:block;width:100%;height:auto;aspect-ratio:1200/630;background:#e8eef7}
.pic.wide{border-radius:var(--r);margin:0 0 24px;box-shadow:var(--shadow2)}
.cimgl{display:block;margin:-24px -24px 16px;overflow:hidden;border-radius:var(--r) var(--r) 0 0}
.cimgl .pic{border-radius:0}
.card .cimgl:hover .pic{transform:scale(1.03)}.cimgl .pic{transition:transform .3s}
.rcard .pic{margin:-20px -20px 14px;width:calc(100% + 40px);max-width:none;border-radius:var(--r) var(--r) 0 0}
.rcard{overflow:hidden}

@media(max-width:420px){.logo span{font-size:15px!important;letter-spacing:-.2px}.logo svg{width:30px;height:30px}.hbar{gap:8px}}
@media(max-width:420px){.logo svg{display:none}.logo span{font-size:16px!important}.hcta .btn{padding:10px 12px}.hcta{gap:8px}}
.pic.photo{aspect-ratio:16/9;object-fit:cover;background:#dfe6f0}
.pic.photo.wide{max-width:640px}.pic.photo.wide.t43{max-width:520px;aspect-ratio:4/3}
.cimgl .pic.photo,.rcard .pic.photo{aspect-ratio:16/9}
.imgnote{font-size:12.5px;color:#9fb0c9;margin:10px 0 0;text-align:center}
.pic.photo.homebanner{width:100%;aspect-ratio:21/9;border-radius:var(--r);box-shadow:var(--shadow)}
@media(max-width:700px){.pic.photo.homebanner{aspect-ratio:16/10}}